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my husband and I went on our 1st and last ncl we have been on 15 other cruises no problem we had prepaid for 2 cruises called and canceled the 2nd one on dec 3 2013 we were to take it in march 2014. ask for a refund was told the 3rd time I called about it that it was sent back to our bank on dec 6th still don't have it bank does not have it. call again dec 30th they said it was sent dec 6th nothing they can do my bank is filling a fraud case against them. wondering is ncl broke or maybe going under it was only $742.69 what is the problem?


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